Home Purchase Assistance Program (HPAP) Fact Sheet  The Department of Housing and Community Development (DHCD) has implemented changes to our Home Purchase Assistance Program (HPAP) that will better enable low-to-moderate income residents to purchase a home in the District. Qualified applicants can receive financial assistance for downpayment and closing costs to purchase single-family houses, condominiums or cooperative units. Are You Eligible For A Loan? How much assistance is available? How much will I need to contribute to qualify? How is the loan repaid? How can I apply? Are you eligible? To be eligible for HPAP assistance, you must meet the following criteria: Be the head of the household and a first-time homebuyer. Be a low-to-moderate income resident, based on the Department’s standards. Cannot have had ownership interest in any residential real estate within the three years prior to application. The purchased home must be the borrower’s primary residence and must be located within the District of Columbia. Possess a good credit rating. Applications are prioritized based on the following: low-income, elderly, handicapped, disabled or displaced District residents other District residents non-residents who have been employed in the District for one year prior to application non-residents who have lived in the District for three years as an adult Please note: District residents will always be the priority for HPAP assistance. Non-resident applications will be accepted, but only processed for eligibility at times when there are no pending applications from District residents. Brochure* Page 1 of 2      1  2   * This document is presented in Portable Document Format (PDF). A PDF reader is required for viewing. Download a PDF Reader or Learn More About PDFs